Buy and sell Bitcoin for Bank Transfer,
peer-to-peer.
Everything you need to move value, fast
Non-custodial escrow
Crypto is locked in escrow the instant a trade opens and released only on confirmed payment. No middleman holds your funds.
Sub-3-minute settlement
Median release time under three minutes. Take an offer, pay, and get crypto in your wallet almost instantly.
Deep P2P liquidity
Thousands of live buy and sell offers across every major coin and currency, updated in real time.
Verified counterparties
Trade with KYC-verified users. Ratings, trade counts and completion rates are visible before you commit.
Human dispute resolution
A dedicated arbitration team reviews evidence and resolves disputes fairly, around the clock.
Transparent pricing
0% for makers, flat 0.2% for takers. The rate you see is the rate you settle at - no hidden spread.
Three steps, zero counterparty risk
Watch how funds move - crypto is only ever released when payment is confirmed.
Pick an offer
Choose a buy or sell offer by rate, payment method and limit that suits you.
Escrow locks funds
The seller's crypto is instantly secured in Bit2Fiat escrow while you pay.
Crypto released
Once payment is confirmed, escrow releases the crypto straight to your wallet.
Trade the coins you hold, pay the way you like
Accept crypto on your website
Create invoices with Bit2Fiat SCI, send customers a hosted pay page with QR, and get credited to your wallet when payment confirms — plus email and webhook alerts.
POST /sci call and signed IPN updates for your store.Customer pays → credit hits your wallet